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	<title>Borrowing Money: Your Handy Guide</title>
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	<description>Building capable borrowers through education and training</description>
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		<title>Borrowing Money: Your Handy Guide</title>
		<link>http://proborrower.wordpress.com</link>
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		<title>The Best Ways to Get a Business Finance and Accounting Education</title>
		<link>http://proborrower.wordpress.com/2012/01/12/the-best-ways-to-get-a-business-finance-and-accounting-education/</link>
		<comments>http://proborrower.wordpress.com/2012/01/12/the-best-ways-to-get-a-business-finance-and-accounting-education/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 16:19:59 +0000</pubDate>
		<dc:creator>Michael Shelton</dc:creator>
				<category><![CDATA[Accounting and Bookkeeping]]></category>
		<category><![CDATA[Executive Coaching]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Management Consulting]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Executive Education]]></category>

		<guid isPermaLink="false">http://proborrower.wordpress.com/?p=1635</guid>
		<description><![CDATA[Do you trust your accountant and finance manager? Image via Wikipedia A vast majority of them are trustworthy and reliable. However, business history is full of cases where people in charge of the company purse abused their position of trust through accounting &#8230; <a href="http://proborrower.wordpress.com/2012/01/12/the-best-ways-to-get-a-business-finance-and-accounting-education/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=proborrower.wordpress.com&amp;blog=14751442&amp;post=1635&amp;subd=proborrower&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Financial Statement Portraits: Are You Over Exposed?</title>
		<link>http://proborrower.wordpress.com/2012/01/06/financial-statement-portraits-are-you-over-exposed/</link>
		<comments>http://proborrower.wordpress.com/2012/01/06/financial-statement-portraits-are-you-over-exposed/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 18:03:48 +0000</pubDate>
		<dc:creator>Michael Shelton</dc:creator>
				<category><![CDATA[Accounting and Bookkeeping]]></category>
		<category><![CDATA[Executive Coaching]]></category>
		<category><![CDATA[Management Consulting]]></category>
		<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Balance sheet]]></category>
		<category><![CDATA[Bookkeeping]]></category>
		<category><![CDATA[Cash flow statement]]></category>
		<category><![CDATA[Financial statement]]></category>
		<category><![CDATA[Income statement]]></category>

		<guid isPermaLink="false">http://proborrower.wordpress.com/?p=1621</guid>
		<description><![CDATA[What do photography and business financial statements have in common?  Each captures an image; landscapes for digital artists and financial landscapes for business executives. Financial statements are either snapshots or time lapsed accounting images. The balance sheet captures a moment &#8230; <a href="http://proborrower.wordpress.com/2012/01/06/financial-statement-portraits-are-you-over-exposed/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=proborrower.wordpress.com&amp;blog=14751442&amp;post=1621&amp;subd=proborrower&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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			<media:title type="html">Clay accounting tokens, Susa, Uruk period.</media:title>
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		<title>When is an Accounting Cycle Like a Unicycle?</title>
		<link>http://proborrower.wordpress.com/2012/01/03/when-is-an-accounting-cycle-like-a-unicycle/</link>
		<comments>http://proborrower.wordpress.com/2012/01/03/when-is-an-accounting-cycle-like-a-unicycle/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 23:51:48 +0000</pubDate>
		<dc:creator>Michael Shelton</dc:creator>
				<category><![CDATA[Accounting and Bookkeeping]]></category>
		<category><![CDATA[Executive Coaching]]></category>
		<category><![CDATA[Management Consulting]]></category>
		<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Bookkeeping]]></category>
		<category><![CDATA[Small business]]></category>

		<guid isPermaLink="false">http://proborrower.wordpress.com/?p=1597</guid>
		<description><![CDATA[What is an accounting cycle? You may have asked yourself this question at some point in your business career.  The next question may have been why do I need to know this? An accounting cycle is not like other cycles &#8230; <a href="http://proborrower.wordpress.com/2012/01/03/when-is-an-accounting-cycle-like-a-unicycle/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=proborrower.wordpress.com&amp;blog=14751442&amp;post=1597&amp;subd=proborrower&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">Alex Toms of Sydney, Australia demonstrates st...</media:title>
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		<item>
		<title>Who is the Father of Accounting?</title>
		<link>http://proborrower.wordpress.com/2011/12/22/who-is-the-father-of-accounting/</link>
		<comments>http://proborrower.wordpress.com/2011/12/22/who-is-the-father-of-accounting/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 00:48:18 +0000</pubDate>
		<dc:creator>Michael Shelton</dc:creator>
				<category><![CDATA[Accounting and Bookkeeping]]></category>
		<category><![CDATA[Executive Coaching]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Accountancy]]></category>
		<category><![CDATA[Accounting]]></category>
		<category><![CDATA[accounting ledger]]></category>
		<category><![CDATA[accounting records]]></category>
		<category><![CDATA[Bookkeeping]]></category>
		<category><![CDATA[double entry accounting]]></category>
		<category><![CDATA[Double-entry bookkeeping system]]></category>
		<category><![CDATA[father of accounting]]></category>
		<category><![CDATA[Luca Pacioli]]></category>
		<category><![CDATA[start ups]]></category>

		<guid isPermaLink="false">http://proborrower.wordpress.com/?p=1592</guid>
		<description><![CDATA[Where did we get the financial record keeping system we use today?  Who said debits means left and credits means right? And why are these serious looking guys dressed up in 15th century costumes? Double entry record keeping is the &#8230; <a href="http://proborrower.wordpress.com/2011/12/22/who-is-the-father-of-accounting/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=proborrower.wordpress.com&amp;blog=14751442&amp;post=1592&amp;subd=proborrower&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Luca Pacioli, Jacopo de&#039; Barbari, at about 1496</media:title>
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		<item>
		<title>Four Essential Accounting Principles For Executives</title>
		<link>http://proborrower.wordpress.com/2011/12/09/four-essential-accounting-principles-for-executives/</link>
		<comments>http://proborrower.wordpress.com/2011/12/09/four-essential-accounting-principles-for-executives/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 18:52:01 +0000</pubDate>
		<dc:creator>Michael Shelton</dc:creator>
				<category><![CDATA[Accounting and Bookkeeping]]></category>
		<category><![CDATA[Executive Coaching]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Management Consulting]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Cash flow statement]]></category>
		<category><![CDATA[Comparison of Cash Method and Accrual Method of accounting]]></category>
		<category><![CDATA[Financial statement]]></category>

		<guid isPermaLink="false">http://proborrower.wordpress.com/?p=1581</guid>
		<description><![CDATA[Many business executives have a hole in their basic accounting education. Either they forgot what they learned in b-school or never got formal accounting training. A business leader that doesn&#8217;t know what they don&#8217;t know is in a dangerous position. &#8230; <a href="http://proborrower.wordpress.com/2011/12/09/four-essential-accounting-principles-for-executives/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=proborrower.wordpress.com&amp;blog=14751442&amp;post=1581&amp;subd=proborrower&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">azmshelton</media:title>
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		<media:content url="http://upload.wikimedia.org/wikipedia/commons/thumb/6/61/Grossman-Weinfeld_Millinery_Accounting_Office_NOLA_1917.jpg/300px-Grossman-Weinfeld_Millinery_Accounting_Office_NOLA_1917.jpg" medium="image">
			<media:title type="html">Accounting Department, Grossman-Weinfield Mill...</media:title>
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		<item>
		<title>How to Evaluate Your Company Against Time and Rivals</title>
		<link>http://proborrower.wordpress.com/2011/12/06/how-to-evaluate-your-company-against-time-and-rivals/</link>
		<comments>http://proborrower.wordpress.com/2011/12/06/how-to-evaluate-your-company-against-time-and-rivals/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 00:23:13 +0000</pubDate>
		<dc:creator>Michael Shelton</dc:creator>
				<category><![CDATA[Business Borrowers]]></category>
		<category><![CDATA[Executive Coaching]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Management Consulting]]></category>
		<category><![CDATA[Strategic Planning]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Small business]]></category>

		<guid isPermaLink="false">http://proborrower.wordpress.com/?p=1570</guid>
		<description><![CDATA[Is your business trending up and beating the competition? It is critical to understand how your company is performing before making any capital investment, formulating business plans or borrowing money.  What you don&#8217;t know is dangerous territory for making important &#8230; <a href="http://proborrower.wordpress.com/2011/12/06/how-to-evaluate-your-company-against-time-and-rivals/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=proborrower.wordpress.com&amp;blog=14751442&amp;post=1570&amp;subd=proborrower&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<item>
		<title>How is Your Financial Teeter Totter?  Understanding Business Leverage Ratios</title>
		<link>http://proborrower.wordpress.com/2011/12/01/how-is-your-financial-teeter-totter-understanding-business-leverage-ratios/</link>
		<comments>http://proborrower.wordpress.com/2011/12/01/how-is-your-financial-teeter-totter-understanding-business-leverage-ratios/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 18:56:47 +0000</pubDate>
		<dc:creator>Michael Shelton</dc:creator>
				<category><![CDATA[Executive Coaching]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Management Consulting]]></category>
		<category><![CDATA[Debt to Equity]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Leverage (finance)]]></category>
		<category><![CDATA[Management]]></category>

		<guid isPermaLink="false">http://proborrower.wordpress.com/?p=1553</guid>
		<description><![CDATA[Do you remember riding the teeter totter at the park when you were a kid?  The hard wooden seat attached to the metal pole with the flaking paint of many colors.  The advantage always went to the heavier person who &#8230; <a href="http://proborrower.wordpress.com/2011/12/01/how-is-your-financial-teeter-totter-understanding-business-leverage-ratios/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=proborrower.wordpress.com&amp;blog=14751442&amp;post=1553&amp;subd=proborrower&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">azmshelton</media:title>
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			<media:title type="html">A set of playground seesaws.</media:title>
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	</item>
		<item>
		<title>Two Ways To Know Your R.O.I is A.O.K.</title>
		<link>http://proborrower.wordpress.com/2011/11/22/two-ways-to-know-your-r-o-i-is-a-o-k/</link>
		<comments>http://proborrower.wordpress.com/2011/11/22/two-ways-to-know-your-r-o-i-is-a-o-k/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 00:59:53 +0000</pubDate>
		<dc:creator>Michael Shelton</dc:creator>
				<category><![CDATA[Executive Coaching]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Management Consulting]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Return on assets]]></category>
		<category><![CDATA[Return on equity]]></category>
		<category><![CDATA[ROA]]></category>

		<guid isPermaLink="false">http://proborrower.wordpress.com/?p=1543</guid>
		<description><![CDATA[An investment in a business should yield more than a bank certificate of deposit which should yield more than stuffing cash in your mattress.  We need a way to compare the investment return across asset classes. The profitability financial indicators &#8230; <a href="http://proborrower.wordpress.com/2011/11/22/two-ways-to-know-your-r-o-i-is-a-o-k/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=proborrower.wordpress.com&amp;blog=14751442&amp;post=1543&amp;subd=proborrower&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">azmshelton</media:title>
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			<media:title type="html">Lincoln on U.S. one cent</media:title>
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		<title>How Liquid Is Your Business?  Know Your Financial Viscosity</title>
		<link>http://proborrower.wordpress.com/2011/11/17/how-liquid-is-your-business-know-your-financial-viscosity/</link>
		<comments>http://proborrower.wordpress.com/2011/11/17/how-liquid-is-your-business-know-your-financial-viscosity/#comments</comments>
		<pubDate>Thu, 17 Nov 2011 16:23:51 +0000</pubDate>
		<dc:creator>Michael Shelton</dc:creator>
				<category><![CDATA[Executive Coaching]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Management Consulting]]></category>
		<category><![CDATA[Asset]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[Current asset]]></category>
		<category><![CDATA[Current liability]]></category>
		<category><![CDATA[Current ratio]]></category>
		<category><![CDATA[Quick ratio]]></category>
		<category><![CDATA[Ratio]]></category>

		<guid isPermaLink="false">http://proborrower.wordpress.com/?p=1536</guid>
		<description><![CDATA[Are your business assets like a mountain spring or engine sludge? We&#8217;ve already looked at operating, or asset management ratios.  Liquidity ratios are another important set of financial indicators.  Every company needs the ability to pay bills as they become &#8230; <a href="http://proborrower.wordpress.com/2011/11/17/how-liquid-is-your-business-know-your-financial-viscosity/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=proborrower.wordpress.com&amp;blog=14751442&amp;post=1536&amp;subd=proborrower&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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			<media:title type="html">common (image) aspect ratio found in video and...</media:title>
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		<item>
		<title>How to Understand Your Business Operating Ratios</title>
		<link>http://proborrower.wordpress.com/2011/11/15/how-to-understand-your-business-operating-ratios/</link>
		<comments>http://proborrower.wordpress.com/2011/11/15/how-to-understand-your-business-operating-ratios/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 16:49:41 +0000</pubDate>
		<dc:creator>Michael Shelton</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Executive Coaching]]></category>
		<category><![CDATA[Management Consulting]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Inventory turnover]]></category>
		<category><![CDATA[Fixed asset]]></category>

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		<description><![CDATA[Do you know the information value of operating, liquidity, profitability and leverage ratios? The most important indicators on a business financial dashboard are operating ratios, also known as asset management ratios.  The ability to turn fixed assets, raw materials and &#8230; <a href="http://proborrower.wordpress.com/2011/11/15/how-to-understand-your-business-operating-ratios/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=proborrower.wordpress.com&amp;blog=14751442&amp;post=1524&amp;subd=proborrower&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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