Give me Borrowing Discipline or Give me Death!


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Was Patrick Henry right?   Was he a drama queen or passionate patriot?  What’s the big deal about liberty anyway?  EVERYTHING!

Our founding fathers can teach us a thing or two about borrowing money.

The masses can enjoy increased liberty through borrowing discipline.  Previously we discussed how there’s a new credit cycle approaching like a flow tide surging the mud flats.  Anyone stuck in the mud from the last cycle will be unable to react to the coming loan funds rush.

So ask yourself the right questions before you come to the borrowing decision point.

Should the businessperson borrow money solely because the market has become more favorable with lower interest rates and free-flowing capital? Or, should borrowing decisions be driven by sound capital planning and strategic yet conservative business reason? Your financial legacy depends on the right decisions.  When business credit markets move from ebb to flow the need for solid capital planning and borrowing reason becomes critical. By doing so the businessperson promotes well-functioning credit markets, lower borrowing costs and the preservation of personal liberty.

Don’t be a casualty of inept capital planning and poor borrowing choices.  Be a smart borrower safely standing on the high ground of borrowing discipline.  If you don’t know how, get expert help.


About Michael Shelton

Your Business Coach Facilitating Delegation and Work Group Engagement Michael Shelton has over twenty-five years of business and military accomplishments, including extensive experience with one of the largest, publicly traded real estate investment trusts (REIT). He is a qualified business coach with assignments in cross-functional work group management, strategic planning, unit leadership, joint venture acquisitions, executive education, mentoring, training and merger integration. Michael has accumulated best practices for building committed work groups from more than $4 billion of capital markets transactions and commercial property development. He served as a commissioned officer and helicopter pilot in the U.S. Army, and earned his MBA from The University of Arizona. Michael has served as a major conference panelist and is the author of Cash Flow Rich, Winning Ways to Evaluate and Finance Real Estate. Today, he helps business owners get more work group engagement as President and CEO of Shelton Business Services, LLC in Scottsdale, Arizona. Disclaimer: I don't offer investment, legal or tax advice. Talk to your broker, accountant or lawyer for investment, tax and legal help. I might own stock in the companies I mention on-line. My posts, tweets and other on-line activity are my personal thoughts and don't represent my employer or company.
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