Category Archives: Borrowing Philosophy

Celebrating the 75th Anniversary of ProBorrower

Wow, how the time flies!  Today marks a significant milestone in the life of this blog with the 75th post.  I’m a sucker for nostalgia as much as the next person so let’s take a look at the most popular … Continue reading

Posted in Borrowing, Borrowing Coach, Borrowing Philosophy, Business Borrowers, Executive Coaching, Finance, Personal Borrowers, Relationships, Uncategorized | Tagged , , , , , , | 12 Comments

How to Prevent Distractions From Fogging Your Executive Decisions

Filters. We all have them and look through them at the world around us. We are a product of our environment and the fortune or misfortune of personal and professional events.  We use these filters consciously or subconsciously to make … Continue reading

Posted in Borrowing Philosophy, Executive Coaching, Financial Planning, Strategic Planning | Tagged , , , , , , , | 3 Comments

Adjusting to a New Reality

It’s a new season for me.  A  lot of changes are happening with amazing force and speed.  I started Shelton Business Services, LLC, a new executive coaching and management consulting business in 2011.  My daughter left home for the U.S. … Continue reading

Posted in Borrowing Philosophy, Business Borrowers, Debt, Money, Strategic Planning | Tagged , , , , , , , , , , , , | 1 Comment

Borrowed Time Has Been Repaid in Memories; Farewell Elizabeth

My daughter leaves for the U.S. Air Force in a couple of days.  The months since she told us she was enlisting have turned into weeks and now days.  Soon we’ll be carefully watching each precious hour that will be poured … Continue reading

Posted in About Me, Borrowing Philosophy, Legacy, Military, Relationships, Uncategorized | Tagged , , , , , | 2 Comments

Borrowing Money From Parents for MBA: Good Credit Risk?

Hey dad, can I borrow $150,000 to get my MBA? I can only imagine the reaction from my dad if I asked that question 20 years ago.  What’s the matter kid, did you lose your mind? Bloomberg/Business Week had an … Continue reading

Posted in Borrowing, Borrowing Philosophy, Personal Borrowers, Relationships, Uncategorized | Tagged , , , , , , , , , , | 1 Comment

The Hamlet Method of Borrowing Money: To be or not to be the first offerer

To reveal your position first or not to reveal; that is the borrower’s big question. WSJ had an interesting article by Mike Michalowicz who argued that the shrewd negotiator offers first and reveals their bargaining position.  In other words, be … Continue reading

Posted in Borrowing, Borrowing Philosophy, Business Borrowers, Negotiating, Strategic Planning, Uncategorized | Tagged , , , , , , ,

The Urinalysis of Borrowing Money: Empty Bladder, Lighter Wallet?

Should you pee or not pee before deciding to borrow money?  The Telegraph posted an article about the brain function that controls impulse decisions. Turns out this is the same center that allows us to hold out for a bathroom … Continue reading

Posted in Borrowing, Borrowing Philosophy, Business Borrowers, Humor, Negotiating, Strategic Planning, Uncategorized | Tagged , , , ,

How to Create an Effective Business Borrowing Plan

What are the biggest mistakes small businesses owners make? According to Hiscox, a Bermuda based insurance company, and reported in the “In Charge” WJS blog, these business mistakes are most common: higher-than-expected costs hiring the wrong people not knowing how to … Continue reading

Posted in Borrowing, Borrowing Philosophy, Business Borrowers, Financial Planning, Strategic Planning, Uncategorized | Tagged , , , , , , | 1 Comment

Are You Being Blinded by Brilliance and Compounding Mistakes with Debt?

Do you have a great business idea?  Is your brilliance so stunning that it’s blinding your borrowing sense? In a recent post by Marla Tabaka she blogged about how to execute great ideas.  You know, those ideas that are sure … Continue reading

Posted in Borrowing, Borrowing Philosophy, Business Borrowers, Financial Planning, Strategic Planning, Uncategorized | Tagged , , , , , , , | 1 Comment

Borrowing Money for Business? Five Ways the Future will be Different

We’ve seen the extremes of borrowing money from the excesses of the sub-prime era to the credit drought for businesses.  What landscape will business borrowers face in the future? 1.  Non-traditional sources of business borrowing will be more common including … Continue reading

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