Category Archives: Business Borrowers

U.S Borrowing Mess and Standard and Poor’s Negative Credit Outlook

What does one of the most well known credit rating agencies believe is important when evaluating a borrower? Consider the opinion of Standard and Poor’s about The United States’ creditworthiness and how it changed today from stable to a negative … Continue reading

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The Hamlet Method of Borrowing Money: To be or not to be the first offerer

To reveal your position first or not to reveal; that is the borrower’s big question. WSJ had an interesting article by Mike Michalowicz who argued that the shrewd negotiator offers first and reveals their bargaining position.  In other words, be … Continue reading

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Ready! Fire! Aim? Five Ways Borrowers Can Be Like Sun Tzu

“Now the general who wins a battle makes many calculations in his temple ere the battle is fought.  The general who loses a battle makes but few calculations beforehand.  Thus do many calculations lead to victory, and few calculations to … Continue reading

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The Urinalysis of Borrowing Money: Empty Bladder, Lighter Wallet?

Should you pee or not pee before deciding to borrow money?  The Telegraph posted an article about the brain function that controls impulse decisions. Turns out this is the same center that allows us to hold out for a bathroom … Continue reading

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How to Create an Effective Business Borrowing Plan

What are the biggest mistakes small businesses owners make? According to Hiscox, a Bermuda based insurance company, and reported in the “In Charge” WJS blog, these business mistakes are most common: higher-than-expected costs hiring the wrong people not knowing how to … Continue reading

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Are You Being Blinded by Brilliance and Compounding Mistakes with Debt?

Do you have a great business idea?  Is your brilliance so stunning that it’s blinding your borrowing sense? In a recent post by Marla Tabaka she blogged about how to execute great ideas.  You know, those ideas that are sure … Continue reading

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Borrowing Money for Business? Five Ways the Future will be Different

We’ve seen the extremes of borrowing money from the excesses of the sub-prime era to the credit drought for businesses.  What landscape will business borrowers face in the future? 1.  Non-traditional sources of business borrowing will be more common including … Continue reading

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