Category Archives: Money

Adjusting to a New Reality

It’s a new season for me.  A  lot of changes are happening with amazing force and speed.  I started Shelton Business Services, LLC, a new executive coaching and management consulting business in 2011.  My daughter left home for the U.S. … Continue reading

Posted in Borrowing Philosophy, Business Borrowers, Debt, Money, Strategic Planning | Tagged , , , , , , , , , , , , | 1 Comment

Veterans, Thanks for your Service! What you Taught us about Borrowing Money

In honor of all military veterans on Veterans Day I thank you for your service.  So let’s take a look at our original veterans, the Minutemen of the early colonies’ militias and their tactics that can be adopted by today’s … Continue reading

Posted in Army, Borrowing, Debt, Due Diligence, Financial Planning, Military, Money, Strategic Planning, Uncategorized | Tagged , , , , , , , , , | 1 Comment

Cow Tipping was Fun but Borrower Tipping Pays Better

Rural kids, like city kids, get bored but their entertainment options are more limited.  Anyone familiar with farm country knows about cow tipping as late night fun.  The game is to sneak into a field at night and push a … Continue reading

Posted in Borrowing, Credit Cards, Debt, Financial Planning, Money | Tagged , , , , , , , , | 2 Comments

A Legion of Lenders is Coming Ashore: How to Fortify Your Borrowing Defenses

The Wall Street Journal reported that Bank of America plans to hire 1,000 new small business bankers in 2010-2011. The new hires will be responsible for bringing in new business by offering help with lending or cash management services. There … Continue reading

Posted in Banking, Borrowing, Debt, Money, Strategic Planning, Uncategorized | Tagged , , , , , , | 2 Comments

Sam Adams, George Wythe and Francis Lewis: Colonial Leaders with Something to Say about America’s Financial Trust Deficit

Imagine what the founding fathers of the United States would say about the tyranny and bondage of excessive debt on Americans and American business today! The Wall Street Journal had an interesting article about the “trust deficit’ that is widening … Continue reading

Posted in Borrowing, Debt, Finance, Legacy, Money, Public Policy, Relationships | Tagged , , , , , , , , , , , , ,

Who’s Helping the Borrower? The Advantages of Having a Borrowing Coach

    When I look at the borrowing landscape I see the terrain heavily in favor of the lenders.  The banks, insurance companies and Wall Street lenders have deep financial resources and a roster of players with impressive college pedigrees … Continue reading

Posted in About Me, Borrowing, Debt, Due Diligence, Money, Mortgage, Negotiating, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , ,

What is the Future of Borrowing Money?

So what does the future look like for borrowers big and small? The credit crisis that began in 2007 with sub-prime mortgage defaults and moved to commercial loans in the fall of 2008 with the demise of Lehman Brothers has … Continue reading

Posted in Banking, Borrowing, Debt, Money, Mortgage, Relationships | Tagged , , , , , , , , , , , , , , | 1 Comment