Category Archives: Strategic Planning

Give me Borrowing Discipline or Give me Death!

Was Patrick Henry right?   Was he a drama queen or passionate patriot?  What’s the big deal about liberty anyway?  EVERYTHING! Our founding fathers can teach us a thing or two about borrowing money. The masses can enjoy increased liberty … Continue reading

Posted in Borrowing, Business Borrowers, Executive Coaching, Strategic Planning | Tagged , , , ,

Adjusting to a New Reality

It’s a new season for me.  A  lot of changes are happening with amazing force and speed.  I started Shelton Business Services, LLC, a new executive coaching and management consulting business in 2011.  My daughter left home for the U.S. … Continue reading

Posted in Borrowing Philosophy, Business Borrowers, Debt, Money, Strategic Planning | Tagged , , , , , , , , , , , , | 1 Comment

How is your Business Borrowing Fitness?

The business borrowing process looks like an Olympic bar bell.  One end is heavily weighted with borrowing preparation and the other end with servicing the loan after closing.  Lift these correctly and you will have a successful borrowing experience.  Lift … Continue reading

Posted in Banking, Borrowing, Business Borrowers, Strategic Planning | Tagged , , , , , , , , | 1 Comment

Debt Recon May 7, 2011: How the borrowing terrain changed

A quick scan of the borrowing terrain reveals some interesting changes for borrowers.  How will you adapt? WSJ and others reported The Dodd-Frank rule writing committees have been busy with over 3 million words drafted so far and the bureaucrats … Continue reading

Posted in Borrowing, Business Borrowers, Strategic Planning | Tagged , , , , , ,

U.S Borrowing Mess and Standard and Poor’s Negative Credit Outlook

What does one of the most well known credit rating agencies believe is important when evaluating a borrower? Consider the opinion of Standard and Poor’s about The United States’ creditworthiness and how it changed today from stable to a negative … Continue reading

Posted in Borrowing, Business Borrowers, Strategic Planning, Uncategorized | Tagged , , , , , , , , ,

The Hamlet Method of Borrowing Money: To be or not to be the first offerer

To reveal your position first or not to reveal; that is the borrower’s big question. WSJ had an interesting article by Mike Michalowicz who argued that the shrewd negotiator offers first and reveals their bargaining position.  In other words, be … Continue reading

Posted in Borrowing, Borrowing Philosophy, Business Borrowers, Negotiating, Strategic Planning, Uncategorized | Tagged , , , , , , ,

Ready! Fire! Aim? Five Ways Borrowers Can Be Like Sun Tzu

“Now the general who wins a battle makes many calculations in his temple ere the battle is fought.  The general who loses a battle makes but few calculations beforehand.  Thus do many calculations lead to victory, and few calculations to … Continue reading

Posted in Borrowing, Business Borrowers, Due Diligence, Financial Planning, Military, Strategic Planning, Uncategorized | Tagged , , , , , | 2 Comments