Tag Archives: bank

Impress Your Lender With Organized Financial Reporting

Bookkeeping and accounting services exist for the sole purpose of working with financial records. Business executives and owners can leverage their expertise to promote a better business life. The great thing about organized financial records and professional financial statements is … Continue reading

Posted in Accounting and Bookkeeping, Borrowing | Tagged , , , , , , , , | 1 Comment

How is your Business Borrowing Fitness?

The business borrowing process looks like an Olympic bar bell.  One end is heavily weighted with borrowing preparation and the other end with servicing the loan after closing.  Lift these correctly and you will have a successful borrowing experience.  Lift … Continue reading

Posted in Banking, Borrowing, Business Borrowers, Strategic Planning | Tagged , , , , , , , , | 1 Comment

A Legion of Lenders is Coming Ashore: How to Fortify Your Borrowing Defenses

The Wall Street Journal reported that Bank of America plans to hire 1,000 new small business bankers in 2010-2011. The new hires will be responsible for bringing in new business by offering help with lending or cash management services. There … Continue reading

Posted in Banking, Borrowing, Debt, Money, Strategic Planning, Uncategorized | Tagged , , , , , , | 2 Comments

Top Posts for Business Borrowers

To continue the celebration of the first 25-post milestone, here is a list of the top posts for the business borrower. In an early post I compared the marriage relationship to the borrowing relationship with some keys for creating and … Continue reading

Posted in Banking, Borrowing, Financial Planning, Strategic Planning | Tagged , , , , , , ,

What is the Future of Borrowing Money?

So what does the future look like for borrowers big and small? The credit crisis that began in 2007 with sub-prime mortgage defaults and moved to commercial loans in the fall of 2008 with the demise of Lehman Brothers has … Continue reading

Posted in Banking, Borrowing, Debt, Money, Mortgage, Relationships | Tagged , , , , , , , , , , , , , , | 1 Comment

What’s your Borrowing I.Q.? Take the Test and Win the Title

Here’s a chance for you to test your borrowing intelligence quotient.  Some of the questions were covered in previous posts and some are brand new material.  I’ve wanted to be the devious professor who gives the brutally hard test with … Continue reading

Posted in About Me, Banking, Borrowing, Debt, Finance, Financial Planning, Home Ownership, Money, Mortgage | Tagged , , , , , , , , , , , , , , , , , ,

Home Ownership and Mortgage Rewind

We’ve had some fun looking at home ownership and mortgages over the last several posts.  Let’s review what we’ve learned: September 22, 2010: The tale of the tortoise and the hare is an excellent object lesson about why going long, … Continue reading

Posted in Banking, Borrowing, Debt, Money, Mortgage | Tagged , , , , , , , , , , , , , | 2 Comments

Financial Rabbit Trails v.s. GPS Financing: How to Avoid Path Integration

Are you following a financial rabbit trail?  Does it loop around in seemingly endless illogical patterns? Animals use path integration to determine their location and direction.  In this post we’ll learn how to manage the impulse to follow a financial … Continue reading

Posted in Banking, Borrowing, Debt, Due Diligence, Finance, Financial Planning, Money, Negotiating, Relationships, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 10 Comments

Who’s Afraid of the Big Bad Bank?

Question: If the bank knocks on the door of your ATM or debit card made of straw and asks to come in for the ability to charge overdraft fees what should you say? Answer: Not by the hair of my … Continue reading

Posted in Banking, Borrowing, Checking and Savings, Debt, Finance, Money, Relationships | Tagged , , , , , , , , , , , , , , ,

High Altitude Borrowing

I am aware of the correlation between the lack of oxygen and impaired brain function.  I experienced that first hand in army flight school when they put us in the hypobaric chamber to simulate the effects of high altitude.  We … Continue reading

Posted in Army, Aviation, Borrowing, Debt, Finance, Financial Planning, Military, Money, Relationships | Tagged , , , , , , , , , , , , , , , , , , | 2 Comments