Tag Archives: credit

Impress Your Lender With Organized Financial Reporting

Bookkeeping and accounting services exist for the sole purpose of working with financial records. Business executives and owners can leverage their expertise to promote a better business life. The great thing about organized financial records and professional financial statements is … Continue reading

Posted in Accounting and Bookkeeping, Borrowing | Tagged , , , , , , , , | 1 Comment

How to Evaluate Your Company Against Time and Rivals

Is your business trending up and beating the competition? It is critical to understand how your company is performing before making any capital investment, formulating business plans or borrowing money.  What you don’t know is dangerous territory for making important … Continue reading

Posted in Business Borrowers, Executive Coaching, Finance, Financial Planning, Management Consulting, Strategic Planning, Uncategorized | Tagged , , , ,

How to be a Style Conscious Decision Maker

Who’s the worst boss you ever had?  I bet a name and face comes to mind pretty quickly, right?  At some level you didn’t like some part of his or her leadership style. 1. She was distracted and made goofy … Continue reading

Posted in Decision Making, Executive Coaching, Management Consulting | Tagged , , , , , , , , | 1 Comment

Adjusting to a New Reality

It’s a new season for me.  A  lot of changes are happening with amazing force and speed.  I started Shelton Business Services, LLC, a new executive coaching and management consulting business in 2011.  My daughter left home for the U.S. … Continue reading

Posted in Borrowing Philosophy, Business Borrowers, Debt, Money, Strategic Planning | Tagged , , , , , , , , , , , , | 1 Comment

How is your Business Borrowing Fitness?

The business borrowing process looks like an Olympic bar bell.  One end is heavily weighted with borrowing preparation and the other end with servicing the loan after closing.  Lift these correctly and you will have a successful borrowing experience.  Lift … Continue reading

Posted in Banking, Borrowing, Business Borrowers, Strategic Planning | Tagged , , , , , , , , | 1 Comment

Housing Takes an Uppercut! Will it get off the Canvas this Time?

Is the residential real estate market taking a knockout blow? WSJ.com reported that borrowing conditions have tightened at this stage of the real estate cycle.  Economists are worried that the housing market might turn down again because of tight borrowing … Continue reading

Posted in Borrowing, Financial Planning, Home Ownership, Mortgage, Personal Borrowers | Tagged , , , , , , , , , , | 2 Comments

Cow Tipping was Fun but Borrower Tipping Pays Better

Rural kids, like city kids, get bored but their entertainment options are more limited.  Anyone familiar with farm country knows about cow tipping as late night fun.  The game is to sneak into a field at night and push a … Continue reading

Posted in Borrowing, Credit Cards, Debt, Financial Planning, Money | Tagged , , , , , , , , | 2 Comments

Sam Adams, George Wythe and Francis Lewis: Colonial Leaders with Something to Say about America’s Financial Trust Deficit

Imagine what the founding fathers of the United States would say about the tyranny and bondage of excessive debt on Americans and American business today! The Wall Street Journal had an interesting article about the “trust deficit’ that is widening … Continue reading

Posted in Borrowing, Debt, Finance, Legacy, Money, Public Policy, Relationships | Tagged , , , , , , , , , , , , ,

The Best of the First Quarter: A Pro Borrower’s Beginning

    I’m amazed that I’ve been posting twice a week for the last 3 months.  Time flies when you’re sharing experiences as a professional borrower.  My goal is to get to 104 posts and then evaluate the future of … Continue reading

Posted in About Me, Borrowing, Home Ownership, Mortgage, Strategic Planning, Uncategorized | Tagged , , , , , , , , , ,

Are you a Borrowing Gladiator? How to Survive the Lion’s Den of Debt

    You’ve heard of the seven deadly sins, right?  How about the four P’s of marketing?  Many business and consumer borrowers make five serious mistakes before, during or after borrowing money.  Be a winner in the borrowing arena by … Continue reading

Posted in About Me, Borrowing, Due Diligence, Financial Planning, Negotiating, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , , , | 7 Comments