Tag Archives: lender

Lenders are Advancing! Borrowers, Run for the Lettuce!

How do you compete when you are outgunned, outmanned, outmatched and every other OUTed in the dictionary? What hope do borrowers have today?  Is hope the best strategy there is? The Wall Street Journal reported that lenders are becoming very … Continue reading

Posted in Banking, Borrowing | Tagged , , , , , , , ,

Housing Takes an Uppercut! Will it get off the Canvas this Time?

Is the residential real estate market taking a knockout blow? WSJ.com reported that borrowing conditions have tightened at this stage of the real estate cycle.  Economists are worried that the housing market might turn down again because of tight borrowing … Continue reading

Posted in Borrowing, Financial Planning, Home Ownership, Mortgage, Personal Borrowers | Tagged , , , , , , , , , , | 2 Comments

Veterans, Thanks for your Service! What you Taught us about Borrowing Money

In honor of all military veterans on Veterans Day I thank you for your service.  So let’s take a look at our original veterans, the Minutemen of the early colonies’ militias and their tactics that can be adopted by today’s … Continue reading

Posted in Army, Borrowing, Debt, Due Diligence, Financial Planning, Military, Money, Strategic Planning, Uncategorized | Tagged , , , , , , , , , | 1 Comment

Sam Adams, George Wythe and Francis Lewis: Colonial Leaders with Something to Say about America’s Financial Trust Deficit

Imagine what the founding fathers of the United States would say about the tyranny and bondage of excessive debt on Americans and American business today! The Wall Street Journal had an interesting article about the “trust deficit’ that is widening … Continue reading

Posted in Borrowing, Debt, Finance, Legacy, Money, Public Policy, Relationships | Tagged , , , , , , , , , , , , ,

Are you a Borrowing Gladiator? How to Survive the Lion’s Den of Debt

    You’ve heard of the seven deadly sins, right?  How about the four P’s of marketing?  Many business and consumer borrowers make five serious mistakes before, during or after borrowing money.  Be a winner in the borrowing arena by … Continue reading

Posted in About Me, Borrowing, Due Diligence, Financial Planning, Negotiating, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , , , | 7 Comments

What is the Future of Borrowing Money?

So what does the future look like for borrowers big and small? The credit crisis that began in 2007 with sub-prime mortgage defaults and moved to commercial loans in the fall of 2008 with the demise of Lehman Brothers has … Continue reading

Posted in Banking, Borrowing, Debt, Money, Mortgage, Relationships | Tagged , , , , , , , , , , , , , , | 1 Comment

What’s your Borrowing I.Q.? Take the Test and Win the Title

Here’s a chance for you to test your borrowing intelligence quotient.  Some of the questions were covered in previous posts and some are brand new material.  I’ve wanted to be the devious professor who gives the brutally hard test with … Continue reading

Posted in About Me, Banking, Borrowing, Debt, Finance, Financial Planning, Home Ownership, Money, Mortgage | Tagged , , , , , , , , , , , , , , , , , ,

Are you a Mortgage Tortoise or Hare? How to Calibrate your Home Loan Radar

Why are you in such a hurry to pay off your mortgage?  We should take a lesson from the tale of the tortoise and the hare when it comes to home loans.  Slow and steady wins the financial race. So … Continue reading

Posted in Banking, Borrowing, Debt, Finance, Financial Planning, Home Ownership, Money, Mortgage, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , , , | 2 Comments

Financial Rabbit Trails v.s. GPS Financing: How to Avoid Path Integration

Are you following a financial rabbit trail?  Does it loop around in seemingly endless illogical patterns? Animals use path integration to determine their location and direction.  In this post we’ll learn how to manage the impulse to follow a financial … Continue reading

Posted in Banking, Borrowing, Debt, Due Diligence, Finance, Financial Planning, Money, Negotiating, Relationships, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 10 Comments

Scaling the Mountains of Debt

Borrowing money can be like a great mountain vacation. Get some borrowing perspective, engage the help of trusted ally, and carry only the debt that is necessary and adds value. Then you’ll be on the path to minimizing financial stress and maximizing financial performance. Continue reading

Posted in About Me, Borrowing, Debt, Due Diligence, Finance, Financial Planning, Money, Negotiating, Relationships, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , ,