Tag Archives: leverage

New Hampshire, The Granite State of Financial Capability

Congratulations to the people of the State of New Hampshire for being very financially capable!  The citizens of The Granite State are rock solid in personal finance compared with the rest of the United States. The FINRA Investor Education Foundation … Continue reading

Posted in Borrowing, Borrowing Philosophy, Financial Planning, Strategic Planning | Tagged , , , , , , , | 2 Comments

Sam Adams, George Wythe and Francis Lewis: Colonial Leaders with Something to Say about America’s Financial Trust Deficit

Imagine what the founding fathers of the United States would say about the tyranny and bondage of excessive debt on Americans and American business today! The Wall Street Journal had an interesting article about the “trust deficit’ that is widening … Continue reading

Posted in Borrowing, Debt, Finance, Legacy, Money, Public Policy, Relationships | Tagged , , , , , , , , , , , , ,

Who’s Helping the Borrower? The Advantages of Having a Borrowing Coach

    When I look at the borrowing landscape I see the terrain heavily in favor of the lenders.  The banks, insurance companies and Wall Street lenders have deep financial resources and a roster of players with impressive college pedigrees … Continue reading

Posted in About Me, Borrowing, Debt, Due Diligence, Money, Mortgage, Negotiating, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , ,

What’s your Borrowing I.Q.? Take the Test and Win the Title

Here’s a chance for you to test your borrowing intelligence quotient.  Some of the questions were covered in previous posts and some are brand new material.  I’ve wanted to be the devious professor who gives the brutally hard test with … Continue reading

Posted in About Me, Banking, Borrowing, Debt, Finance, Financial Planning, Home Ownership, Money, Mortgage | Tagged , , , , , , , , , , , , , , , , , ,

Home Ownership and Mortgage Rewind

We’ve had some fun looking at home ownership and mortgages over the last several posts.  Let’s review what we’ve learned: September 22, 2010: The tale of the tortoise and the hare is an excellent object lesson about why going long, … Continue reading

Posted in Banking, Borrowing, Debt, Money, Mortgage | Tagged , , , , , , , , , , , , , | 2 Comments

Are you a Mortgage Tortoise or Hare? How to Calibrate your Home Loan Radar

Why are you in such a hurry to pay off your mortgage?  We should take a lesson from the tale of the tortoise and the hare when it comes to home loans.  Slow and steady wins the financial race. So … Continue reading

Posted in Banking, Borrowing, Debt, Finance, Financial Planning, Home Ownership, Money, Mortgage, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , , , | 2 Comments

Operation Mortgage Freedom or Prisoner of Myth? The Soldier Dollar Wars

We all want the truth when it comes to financing our home, right?  What is truth?  This is part three of a series on housing and mortgages.  The last two posts covered some common beliefs about home ownership: September 8, … Continue reading

Posted in Borrowing, Debt, Finance, Financial Planning, Home Ownership, Military, Money, Mortgage | Tagged , , , , , , , , , , , , , | 8 Comments