Tag Archives: stewardship

How to Create an Effective Business Borrowing Plan

What are the biggest mistakes small businesses owners make? According to Hiscox, a Bermuda based insurance company, and reported in the “In Charge” WJS blog, these business mistakes are most common: higher-than-expected costs hiring the wrong people not knowing how to … Continue reading

Posted in Borrowing, Borrowing Philosophy, Business Borrowers, Financial Planning, Strategic Planning, Uncategorized | Tagged , , , , , , | 1 Comment

The Six Pillars of Borrower Character

I found an old flash card as I was picking through some files.  It has bright colors with catchy sayings printed on both sides and fits easily in a pocket.  It’s from my daughter’s first grade program for kids called … Continue reading

Posted in Borrowing, Borrowing Philosophy, Debt, Financial Planning, Legacy, Relationships, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , | 6 Comments

Five Reasons Your Borrowing will Crash Your Small Business

Is your small business failing because of one of these top ten reasons?  The New York Times article might help you wake up.  Maybe there’s still time to save your small business.  Maybe not.  Don’t give up yet. If you … Continue reading

Posted in Borrowing, Business Borrowers, Debt, Strategic Planning | Tagged , , , , , | 5 Comments

Seven Borrowing Resolutions for 2011: The Art of Won’t

Well 2010 is nearly past.  2011 is just ahead.  What will we change to make the most of the new year?  What will we keep the same? The end of the year is the perfect time to reflect on the … Continue reading

Posted in Borrowing, Borrowing Coach, Borrowing Philosophy, Financial Planning, Legacy, Strategic Planning | Tagged , , , , , | 2 Comments

Can We Learn to Dance in the Financial Rain of the Great Recession?

The depressed economy, falling house prices, grinding joblessness, war, politicians drunkenly spending other peoples’ money; the list goes on and on.  When will it stop raining? What if we asked instead, how can I dance in the rain? I was … Continue reading

Posted in Borrowing, Borrowing Philosophy, Legacy | Tagged , , , | 2 Comments

Dennis Miller’s Comedy of Errors

I’m a winner! Last Friday was a great day.  My wife and I spontaneously went to a local morning radio station remote broadcast.  We entered a couple of raffles they were holding and within 20 minutes they called my name … Continue reading

Posted in Borrowing, Debt, Legacy, Public Policy, Strategic Planning, Uncategorized | Tagged , , , , , , , , ,

Sam Adams, George Wythe and Francis Lewis: Colonial Leaders with Something to Say about America’s Financial Trust Deficit

Imagine what the founding fathers of the United States would say about the tyranny and bondage of excessive debt on Americans and American business today! The Wall Street Journal had an interesting article about the “trust deficit’ that is widening … Continue reading

Posted in Borrowing, Debt, Finance, Legacy, Money, Public Policy, Relationships | Tagged , , , , , , , , , , , , ,

5 Lessons from U.S. Revolutionary War History that can Make Better Borrowers

What do the Brown Bess Musket and borrowing money have in common?  I have experience with the musket and borrowing money so I’m going to draw the analogy that may help you become a better borrower. The History of the … Continue reading

Posted in Army, Borrowing, Debt, Financial Planning, Strategic Planning | Tagged , , , , , , , , , , | 5 Comments

Are you a Borrowing Gladiator? How to Survive the Lion’s Den of Debt

    You’ve heard of the seven deadly sins, right?  How about the four P’s of marketing?  Many business and consumer borrowers make five serious mistakes before, during or after borrowing money.  Be a winner in the borrowing arena by … Continue reading

Posted in About Me, Borrowing, Due Diligence, Financial Planning, Negotiating, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , , , | 7 Comments

Are you a Mortgage Tortoise or Hare? How to Calibrate your Home Loan Radar

Why are you in such a hurry to pay off your mortgage?  We should take a lesson from the tale of the tortoise and the hare when it comes to home loans.  Slow and steady wins the financial race. So … Continue reading

Posted in Banking, Borrowing, Debt, Finance, Financial Planning, Home Ownership, Money, Mortgage, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , , , | 2 Comments