Tag Archives: United States

Give me Borrowing Discipline or Give me Death!

Was Patrick Henry right?   Was he a drama queen or passionate patriot?  What’s the big deal about liberty anyway?  EVERYTHING! Our founding fathers can teach us a thing or two about borrowing money. The masses can enjoy increased liberty … Continue reading

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Adjusting to a New Reality

It’s a new season for me.  A  lot of changes are happening with amazing force and speed.  I started Shelton Business Services, LLC, a new executive coaching and management consulting business in 2011.  My daughter left home for the U.S. … Continue reading

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Borrowing Recon April 29: How the terrain changed for borrowers

As I look through the binoculars of a borrower at the economic terrain significant changes have happened over the last week.  These events will have a big impact on the availability of loan funds and the way borrowers and lenders … Continue reading

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U.S Borrowing Mess and Standard and Poor’s Negative Credit Outlook

What does one of the most well known credit rating agencies believe is important when evaluating a borrower? Consider the opinion of Standard and Poor’s about The United States’ creditworthiness and how it changed today from stable to a negative … Continue reading

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Borrowers with an Attitude; Debt for Thought

Thanksgiving is a special day for Americans.  It’s a day we celebrate all kinds of good fortune and even some discomforts.  In the midst of the worst financial crisis since The Great Depression I have a short list of things … Continue reading

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Dennis Miller’s Comedy of Errors

I’m a winner! Last Friday was a great day.  My wife and I spontaneously went to a local morning radio station remote broadcast.  We entered a couple of raffles they were holding and within 20 minutes they called my name … Continue reading

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Sam Adams, George Wythe and Francis Lewis: Colonial Leaders with Something to Say about America’s Financial Trust Deficit

Imagine what the founding fathers of the United States would say about the tyranny and bondage of excessive debt on Americans and American business today! The Wall Street Journal had an interesting article about the “trust deficit’ that is widening … Continue reading

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The Colonials Fight for Rights and Community

My wife and I visited some of the historic sites around Boston last weekend.  It was very cool to touch history and see buildings that were constructed in the 1600’s.  It is a vivid contrast to things in Arizona where … Continue reading

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Home Ownership or Parasite Buffet? Who’s Sucking your Money Blood?

The next few posts will be a series on financing home ownership and a comparison of two popular mortgage products, the 15-year and 30-year fixed rate loan.  But first, I’d like to take a look at some common beliefs about … Continue reading

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