Monthly Archives: August 2010

Who’s Afraid of the Big Bad Bank?

Question: If the bank knocks on the door of your ATM or debit card made of straw and asks to come in for the ability to charge overdraft fees what should you say? Answer: Not by the hair of my … Continue reading

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“Big Chicago” and his Undersized Financial Bun

Have you seen Big Hot Dogs made in Chicago, Illinois?  According to the company’s web site, bighotdog.com, “The BIG HOT DOG measures 16″ long and 4″ in diameter and is made of 100% veal, beef, pork, every Tuesday in Chicago, … Continue reading

Posted in Big Chicago, Borrowing, Debt, Finance, Legacy, Money, Relationships, Uncategorized | Tagged , , , , , , , , , , , , , , | 1 Comment

Double Bogey Borrowing

The Wall Street Journal reported that the town of Buena Vista, Virginia defaulted on bond payments for the local 18-hole golf course.  The town of 6,500 people had grand visions in 2004 when it borrowed $9.2 million for the golf … Continue reading

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High Altitude Borrowing

I am aware of the correlation between the lack of oxygen and impaired brain function.  I experienced that first hand in army flight school when they put us in the hypobaric chamber to simulate the effects of high altitude.  We … Continue reading

Posted in Army, Aviation, Borrowing, Debt, Finance, Financial Planning, Military, Money, Relationships | Tagged , , , , , , , , , , , , , , , , , , | 2 Comments

The Long Money Walk

I like to go for walks.  I prefer long walks in places of solitude that let me dial into the peace of the natural world.  My favorite walks have a backpack, family and friends that appreciate solitude, my dog and … Continue reading

Posted in About Me, Borrowing, Debt, Finance, Financial Planning, Legacy, Money, Relationships | Tagged , , , , , , , , , , | 16 Comments

Scaling the Mountains of Debt

Borrowing money can be like a great mountain vacation. Get some borrowing perspective, engage the help of trusted ally, and carry only the debt that is necessary and adds value. Then you’ll be on the path to minimizing financial stress and maximizing financial performance. Continue reading

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The Helicopter Pilot and the Borrower

I was hooked on flying by the U.S. army aviation brochure in the recruiter’s office.  I wanted to jump behind the controls of a helicopter and take off.  But first I spent 15 months learning weather, aerodynamics, instrument flying and … Continue reading

Posted in About Me, Army, Aviation, Borrowing, Debt, Due Diligence, Finance, Financial Planning, Military, Money, Negotiating, Relationships | Tagged , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Borrower Loyalty and Banker Esteem

We’ve reviewed several keys for a successful commercial borrowing relationship.  Now let’s look into loyalty and promoting your lender. Be Loyal to your Bank: Banks love customers that provide ancillary business and associated profits.  In addition to borrowing money from … Continue reading

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To Understand and Make Peace With Your Banker

Cultivating understanding and brokering peace are essential for a productive borrowing relationship. The borrower can enhance the relationship by understanding the perspective of the lender during negotiation. The borrowing and lending relationship thrives on diplomacy and tact. Continue reading

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