Category Archives: Debt

Adjusting to a New Reality

It’s a new season for me.  A  lot of changes are happening with amazing force and speed.  I started Shelton Business Services, LLC, a new executive coaching and management consulting business in 2011.  My daughter left home for the U.S. … Continue reading

Posted in Borrowing Philosophy, Business Borrowers, Debt, Money, Strategic Planning | Tagged , , , , , , , , , , , , | 1 Comment

The Six Pillars of Borrower Character

I found an old flash card as I was picking through some files.  It has bright colors with catchy sayings printed on both sides and fits easily in a pocket.  It’s from my daughter’s first grade program for kids called … Continue reading

Posted in Borrowing, Borrowing Philosophy, Debt, Financial Planning, Legacy, Relationships, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , | 6 Comments

Five Reasons Your Borrowing will Crash Your Small Business

Is your small business failing because of one of these top ten reasons?  The New York Times article might help you wake up.  Maybe there’s still time to save your small business.  Maybe not.  Don’t give up yet. If you … Continue reading

Posted in Borrowing, Business Borrowers, Debt, Strategic Planning | Tagged , , , , , | 5 Comments

Bad Dog Debt: How to Avoid Selling Your Future Lassie Happiness

How much are all the licks and barks for the rest of a dog’s life worth to the owner today? I’ll show you the link between dogs, future happiness and borrowing. My wife and I watched Lassie in our pajamas … Continue reading

Posted in Borrowing, Borrowing Philosophy, Debt, Due Diligence, Financial Planning, Legacy, Relationships | Tagged , , , , , , , , , , , | 3 Comments

$25 for $68? Seven Defensive Moves Against Credit Card Assault

If I give you $25 today will you spend $68 more per month for the next three months? Sumit Agarwal, Sujit Chakravorti, and Anna Lunn of the The Federal Reserve Bank of Chicago published research that shows how cash-back credit … Continue reading

Posted in Borrowing, Credit Cards, Debt, Financial Planning, Uncategorized | Tagged , , , , | 1 Comment

Dennis Miller’s Comedy of Errors

I’m a winner! Last Friday was a great day.  My wife and I spontaneously went to a local morning radio station remote broadcast.  We entered a couple of raffles they were holding and within 20 minutes they called my name … Continue reading

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Veterans, Thanks for your Service! What you Taught us about Borrowing Money

In honor of all military veterans on Veterans Day I thank you for your service.  So let’s take a look at our original veterans, the Minutemen of the early colonies’ militias and their tactics that can be adopted by today’s … Continue reading

Posted in Army, Borrowing, Debt, Due Diligence, Financial Planning, Military, Money, Strategic Planning, Uncategorized | Tagged , , , , , , , , , | 1 Comment

Cow Tipping was Fun but Borrower Tipping Pays Better

Rural kids, like city kids, get bored but their entertainment options are more limited.  Anyone familiar with farm country knows about cow tipping as late night fun.  The game is to sneak into a field at night and push a … Continue reading

Posted in Borrowing, Credit Cards, Debt, Financial Planning, Money | Tagged , , , , , , , , | 2 Comments

A Legion of Lenders is Coming Ashore: How to Fortify Your Borrowing Defenses

The Wall Street Journal reported that Bank of America plans to hire 1,000 new small business bankers in 2010-2011. The new hires will be responsible for bringing in new business by offering help with lending or cash management services. There … Continue reading

Posted in Banking, Borrowing, Debt, Money, Strategic Planning, Uncategorized | Tagged , , , , , , | 2 Comments

Sam Adams, George Wythe and Francis Lewis: Colonial Leaders with Something to Say about America’s Financial Trust Deficit

Imagine what the founding fathers of the United States would say about the tyranny and bondage of excessive debt on Americans and American business today! The Wall Street Journal had an interesting article about the “trust deficit’ that is widening … Continue reading

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