Category Archives: Mortgage

Thanks for no Memory of the Mortgage Crisis: Grab a Loan Shovel and Start Digging!

Bob Hope said “A bank is a place that will lend you money if you can prove that you don’t need it.” Bob Hope died in 2003 and apparently this philosophy died with him. Banks are again embracing borrowers who … Continue reading

Posted in Borrowing, Home Ownership, Mortgage, Public Policy | Tagged , , , , , ,

Blue Sky or Head in the Clouds? Home Ownership Dreamin’

What has the residential real estate crash taught us? The survey says: NOT MUCH! Fannie Mae published a study on the attitudes about home ownership and we haven’t learned much from the experience.  What about my fellow residents of the … Continue reading

Posted in Borrowing, Borrowing Coach, Borrowing Philosophy, Home Ownership, Mortgage, Personal Borrowers | Tagged , , , , , , , , | 2 Comments

Housing Takes an Uppercut! Will it get off the Canvas this Time?

Is the residential real estate market taking a knockout blow? reported that borrowing conditions have tightened at this stage of the real estate cycle.  Economists are worried that the housing market might turn down again because of tight borrowing … Continue reading

Posted in Borrowing, Financial Planning, Home Ownership, Mortgage, Personal Borrowers | Tagged , , , , , , , , , , | 2 Comments

The Best of the First Quarter: A Pro Borrower’s Beginning

    I’m amazed that I’ve been posting twice a week for the last 3 months.  Time flies when you’re sharing experiences as a professional borrower.  My goal is to get to 104 posts and then evaluate the future of … Continue reading

Posted in About Me, Borrowing, Home Ownership, Mortgage, Strategic Planning, Uncategorized | Tagged , , , , , , , , , ,

Who’s Helping the Borrower? The Advantages of Having a Borrowing Coach

    When I look at the borrowing landscape I see the terrain heavily in favor of the lenders.  The banks, insurance companies and Wall Street lenders have deep financial resources and a roster of players with impressive college pedigrees … Continue reading

Posted in About Me, Borrowing, Debt, Due Diligence, Money, Mortgage, Negotiating, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , ,

What is the Future of Borrowing Money?

So what does the future look like for borrowers big and small? The credit crisis that began in 2007 with sub-prime mortgage defaults and moved to commercial loans in the fall of 2008 with the demise of Lehman Brothers has … Continue reading

Posted in Banking, Borrowing, Debt, Money, Mortgage, Relationships | Tagged , , , , , , , , , , , , , , | 1 Comment

What’s your Borrowing I.Q.? Take the Test and Win the Title

Here’s a chance for you to test your borrowing intelligence quotient.  Some of the questions were covered in previous posts and some are brand new material.  I’ve wanted to be the devious professor who gives the brutally hard test with … Continue reading

Posted in About Me, Banking, Borrowing, Debt, Finance, Financial Planning, Home Ownership, Money, Mortgage | Tagged , , , , , , , , , , , , , , , , , ,