Category Archives: Due Diligence

How To Calculate An Internal Rate of Return (IRR)

There are three primary methods of evaluating the financial return of a capital investment. You can look at a static or pro forma return on investment (ROI), an internal rate of return (IRR) or the net present value (NPV) of … Continue reading

Posted in Decision Making, Due Diligence, Executive Coaching, Finance, Management Consulting, Strategic Planning | Tagged , , , , , , , | 1 Comment

How to Clean Up Your Financial Records and Polish Your Business

MF Global misplaced $600 million.  How did that happen? The business world runs on numbers. But not all businesspeople are great at collecting, storing, retrieving and publishing their financial figures. Each executive must decide what is best for their business. … Continue reading

Posted in Decision Making, Due Diligence, Executive Coaching, Finance, Management Consulting | Tagged , , , , | 2 Comments

Ready! Fire! Aim? Five Ways Borrowers Can Be Like Sun Tzu

“Now the general who wins a battle makes many calculations in his temple ere the battle is fought.  The general who loses a battle makes but few calculations beforehand.  Thus do many calculations lead to victory, and few calculations to … Continue reading

Posted in Borrowing, Business Borrowers, Due Diligence, Financial Planning, Military, Strategic Planning, Uncategorized | Tagged , , , , , | 2 Comments

Bad Dog Debt: How to Avoid Selling Your Future Lassie Happiness

How much are all the licks and barks for the rest of a dog’s life worth to the owner today? I’ll show you the link between dogs, future happiness and borrowing. My wife and I watched Lassie in our pajamas … Continue reading

Posted in Borrowing, Borrowing Philosophy, Debt, Due Diligence, Financial Planning, Legacy, Relationships | Tagged , , , , , , , , , , , | 3 Comments

Friends Don’t Let Friends Borrow Alone: The Advantages of Hiring a Borrowing Coach

The borrowing arena can be an intimidating place.  The lenders’ den is full of experienced moneymen whose primary job is to separate as much current and future cash from your wallet as possible.  If you could improve your odds by … Continue reading

Posted in Borrowing, Borrowing Coach, Borrowing Philosophy, Business Borrowers, Due Diligence, Personal Borrowers, Relationships, Strategic Planning, Uncategorized | Tagged , , , , , | 16 Comments

Veterans, Thanks for your Service! What you Taught us about Borrowing Money

In honor of all military veterans on Veterans Day I thank you for your service.  So let’s take a look at our original veterans, the Minutemen of the early colonies’ militias and their tactics that can be adopted by today’s … Continue reading

Posted in Army, Borrowing, Debt, Due Diligence, Financial Planning, Military, Money, Strategic Planning, Uncategorized | Tagged , , , , , , , , , | 1 Comment

Are you a Borrowing Gladiator? How to Survive the Lion’s Den of Debt

    You’ve heard of the seven deadly sins, right?  How about the four P’s of marketing?  Many business and consumer borrowers make five serious mistakes before, during or after borrowing money.  Be a winner in the borrowing arena by … Continue reading

Posted in About Me, Borrowing, Due Diligence, Financial Planning, Negotiating, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , , , | 7 Comments

Who’s Helping the Borrower? The Advantages of Having a Borrowing Coach

    When I look at the borrowing landscape I see the terrain heavily in favor of the lenders.  The banks, insurance companies and Wall Street lenders have deep financial resources and a roster of players with impressive college pedigrees … Continue reading

Posted in About Me, Borrowing, Debt, Due Diligence, Money, Mortgage, Negotiating, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , ,

Financial Rabbit Trails v.s. GPS Financing: How to Avoid Path Integration

Are you following a financial rabbit trail?  Does it loop around in seemingly endless illogical patterns? Animals use path integration to determine their location and direction.  In this post we’ll learn how to manage the impulse to follow a financial … Continue reading

Posted in Banking, Borrowing, Debt, Due Diligence, Finance, Financial Planning, Money, Negotiating, Relationships, Strategic Planning, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 10 Comments

Scaling the Mountains of Debt

Borrowing money can be like a great mountain vacation. Get some borrowing perspective, engage the help of trusted ally, and carry only the debt that is necessary and adds value. Then you’ll be on the path to minimizing financial stress and maximizing financial performance. Continue reading

Posted in About Me, Borrowing, Debt, Due Diligence, Finance, Financial Planning, Money, Negotiating, Relationships, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , ,